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Last Updated on December 2, 2023

Investing in precious metals like gold and silver has long been a popular strategy for those looking to diversify their portfolios and protect their wealth from economic uncertainties.

One way to invest in these assets is through a Gold IRA, a type of individual retirement account that allows you to hold physical gold and other precious metals.

In this comprehensive US Money Reserve review, we’ll explore this leading gold IRA company, to help you determine if it’s the right choice for your investment needs.

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What is US Money Reserve?

Founded in 2001, US Money Reserve is a Texas-based company that specializes in precious metal investment options, including gold, silver, and platinum coins and bars.

With a strong reputation built on customer service and extensive industry knowledge, US Money Reserve has served thousands of clients seeking to diversify their portfolios and secure their financial future.

The company prides itself on its transparency and commitment to customer satisfaction.

Key Products and Services They Offer

a gold price chart

US Money Reserve provides a wide range of products and services to suit different investment goals and preferences. Some of their key offerings include:

  1. Gold, Silver, and Platinum Coins: US Money Reserve offers an extensive selection of coins from various mints, including the US Mint, Royal Canadian Mint, and the Perth Mint. These coins come in various weights and designs, allowing investors to choose the option that best fits their needs.
  2. Gold, Silver, and Platinum Bars: For those who prefer bars over coins, US Money Reserve offers a selection of gold, silver, and platinum bars in various weights and sizes.
  3. Gold IRA: US Money Reserve provides a comprehensive gold IRA program, which allows investors to hold physical gold, silver, and other precious metals within a tax-advantaged retirement account.
  4. Precious Metal Storage: To ensure the safety and security of your investment, US Money Reserve offers storage solutions through their partnership with a leading, insured storage facility.

US Money Reserve Gold IRA Overview

A gold IRA is an individual retirement account that allows you to hold physical gold and other precious metals, such as silver, platinum, and palladium. By investing in a gold IRA, you can diversify your retirement portfolio and protect your wealth from economic uncertainties and inflation.

US Money Reserve offers a comprehensive gold IRA program, which includes the following features:

  1. Easy account setup
  2. Competitive fees
  3. A wide range of precious metal options
  4. Secure storage solutions
  5. Expert guidance and customer support

How to Set up a Gold IRA with US Money Reserve

gold ira kit from goldco

Setting up a gold IRA with US Money Reserve is a straightforward process:

  1. Contact US Money Reserve: Reach out to one of their IRA specialists to discuss your investment goals and learn more about their gold IRA program.
  2. Complete the Application: Fill out the required paperwork, which includes the account application and a transfer request form for your existing IRA or 401(k) funds.
  3. Choose Your Precious Metals: Once your funds have been transferred, you can work with a US Money Reserve specialist to select the precious metals that will be held within your gold IRA.
  4. Storage Solutions: US Money Reserve will help you arrange secure storage for your precious metals through their partnership with a leading, insured storage facility.
  5. Ongoing Support: US Money Reserve provides ongoing customer support and guidance to help you manage and grow your gold IRA investment.

Precious Metals they Offer for Gold IRAs

US Money Reserve offers a wide range of precious metal options for your gold IRA, including:

  1. Gold Coins: American Gold Eagle, Canadian Gold Maple Leaf, South African Gold Krugerrand, and more.
  2. Gold Bars: Various weights and sizes from reputable mints.
  3. Silver Coins: American Silver Eagle, Canadian Silver Maple Leaf, Austrian Silver Philharmonic, and more.
  4. Silver Bars: Various weights and sizes from reputable mints.
  5. Platinum Coins: American Platinum Eagle, Canadian Platinum Maple Leaf, and more.
  6. Platinum Bars: Various weights and sizes from reputable mints.
  7. Palladium Coins and Bars: Limited selection, depending on availability and IRA eligibility.

Can You Buy Physical Precious Metals from US Money Reserve?

rows of gold bars in a depository

Yes, US Money Reserve allows you to purchase physical precious metals outside of a gold IRA. Whether you’re looking to add gold, silver, or platinum coins and bars to your personal collection or as a gift, US Money Reserve offers a diverse range of options to suit your needs.

US Money Reserve Lawsuit?

In 2016, US Money Reserve was involved in a lawsuit with the United States Commodity Futures Trading Commission (CFTC) over alleged violations of the Commodity Exchange Act. The company settled the case without admitting or denying any wrongdoing, and it agreed to pay a civil monetary penalty of $300,000. Since then, US Money Reserve has continued to operate and has not faced any further legal issues.

US Money Reserve Complaints?

No company is immune to complaints, and US Money Reserve is no exception. Some customers have expressed dissatisfaction with their experience, mainly related to delivery times, product quality, or customer service. However, it’s important to note that such complaints are relatively rare compared to the number of satisfied customers the company serves.

BBB Rating and Reviews

US Money Reserve has been accredited by the Better Business Bureau (BBB) since 2005 and currently holds an A+ rating. This rating reflects the company’s commitment to customer satisfaction and its efforts to resolve any complaints filed against it. Customers’ reviews on the BBB website are generally positive, highlighting the company’s excellent customer service, knowledgeable staff, and transparent pricing.

US Money Reserve Pros and Cons

To help you make an informed decision, we have compiled a list of the pros and cons associated with US Money Reserve:

Pros:

  1. A+ BBB Rating: US Money Reserve’s A+ rating from the Better Business Bureau reflects the company’s commitment to customer satisfaction and its efforts to resolve any complaints.
  2. Wide Range of Precious Metals: With a diverse selection of gold, silver, platinum, and palladium coins and bars, US Money Reserve offers plenty of options for investors and collectors alike.
  3. Comprehensive Gold IRA Program: US Money Reserve provides a complete gold IRA solution, including easy account setup, competitive fees, secure storage, and ongoing support.
  4. Experienced Staff: The company’s knowledgeable staff can guide you through the process of setting up a gold IRA or purchasing precious metals, helping you make informed decisions along the way.
  5. Reputable Storage Solutions: US Money Reserve partners with a leading, insured storage facility to ensure the safety and security of your precious metal investments.

Cons:

  1. Past Legal Issues: The 2016 lawsuit with the CFTC may raise concerns for some potential clients, although the company has since settled the case without admitting wrongdoing and has faced no further legal issues.
  2. Limited Palladium Options: US Money Reserve’s selection of palladium coins and bars is relatively limited compared to gold, silver, and platinum offerings.
  3. Occasional Complaints: While the number of complaints is relatively low compared to satisfied customers, some clients have reported issues with delivery times, product quality, or customer service.
  4. No Online Pricing: US Money Reserve does not provide online pricing for their products, which may be an inconvenience for some potential clients who prefer to research and compare prices before contacting a company.

Who Should Consider US Money Reserve?

US Money Reserve is an excellent choice for investors seeking to diversify their portfolios with precious metals or protect their wealth from economic uncertainties.

Their gold IRA program is particularly well-suited for those looking to invest in physical gold, silver, platinum, and palladium within a tax-advantaged retirement account.

Additionally, US Money Reserve’s wide range of products and services makes it an attractive option for collectors and gift-givers alike.

Is US Money Reserve Legit or a Scam?

US Money Reserve is a legitimate company with a solid reputation in the precious metals industry. Their commitment to customer satisfaction, transparency, and industry knowledge has earned them thousands of satisfied clients and an A+ rating from the Better Business Bureau.

While no company is perfect, US Money Reserve has demonstrated its commitment to upholding high standards and providing quality products and services.

Summary

US Money Reserve is a reputable gold IRA company offering a comprehensive range of products and services to help investors diversify their portfolios and protect their wealth.

With a strong commitment to customer satisfaction, an A+ BBB rating, and a wide selection of precious metal options, US Money Reserve is a reliable choice for those looking to invest in gold, silver, platinum, and palladium.

If you’re considering a gold IRA or purchasing physical precious metals, US Money Reserve is certainly worth considering as a trusted partner in your investment journey.

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