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Last Updated on June 21, 2023
Investing in precious metals is an age-old practice, offering a hedge against inflation and a safe haven in times of economic uncertainty.
In recent years, this investment option has seen a renewed interest, with many individuals seeking to diversify their portfolios.
Among various platforms offering investment opportunities in this sector, Investor Crate stands out as a unique and appealing choice for many.
This article reviews Investor Crate, providing insights into their business model, product offerings, and customer experiences to help you make an informed investment decision.
What is Investor Crate?
Investor Crate is a U.S.-based company that specializes in delivering physical precious metals to its customers via monthly subscription boxes. This innovative approach combines the age-old practice of investing in gold and silver with the modern-day concept of subscription boxes. With a focus on ease of use and customer education, Investor Crate aims to make precious metals investing accessible to everyone, from seasoned investors to beginners.
How Their Subscription Crates Work
Investor Crate brings a unique and innovative approach to precious metals investing by delivering monthly subscription crates. These crates contain a selection of gold, silver, or both, depending on your chosen subscription. Here’s a deeper look into the workings of their popular subscription crates.
Gold & Silver Crates
The Gold & Silver Crate is a mixed crate offering both gold and silver products. The quantity and type of each metal included depend on current market prices, product availability, and the total value of your subscription. Given the price difference between gold and silver, the Gold & Silver Crate is typically weighted more heavily towards silver.
Each month, Investor Crate’s team selects a variety of coins, rounds, or bars to include in these crates. The selection process is guided by an ongoing effort to provide the best value to customers, so the contents can vary from month to month. Subscribers can expect to receive popular products such as American Silver Eagles or Canadian Silver Maple Leafs.
For those who wish to focus solely on gold, Investor Crate offers the Gold Crate. Each Gold Crate is filled with a variety of gold products equivalent to the value of your subscription. The gold items you receive could be coins like American Gold Eagles and Canadian Gold Maple Leafs, or bars from trusted mints worldwide.
Investor Crate prioritizes providing the best value to its customers. Thus, the exact contents of your Gold Crate may vary month by month, depending on market conditions, product availability, and the company’s ability to secure quality gold products at the best possible prices.
The Silver Crate offers an ideal way for investors to steadily accumulate silver. Just like the Gold Crate, the contents of the Silver Crate will reflect the value of your subscription. This could mean a mix of silver coins, rounds, or bars.
Subscribers might receive products like American Silver Eagles, Canadian Silver Maple Leafs, or silver bars from renowned mints. The company’s focus is on delivering the best value, so the exact contents may change from month to month based on market conditions and product availability.
90% Silver Crate
The 90% Silver Crate is an interesting offering from Investor Crate. It provides subscribers with U.S. coins minted prior to 1965, which are made of 90% silver. Despite the lower silver content, these coins—often referred to as “junk silver”—are highly sought after by collectors and investors for their historical significance and potential scarcity value.
Just as with the other crates, the value of coins included in each 90% Silver Crate aligns with your subscription value. While the metal purity is less than that of bullion coins, rounds, or bars, these coins offer a unique way to diversify your precious metals holdings.
Investor Crate’s subscription crates work by offering a simplified, hands-off approach to accumulating precious metals. Each month, you receive a selection of gold, silver, or both—depending on your chosen subscription—delivered straight to your doorstep. This innovative model allows for regular, systematic investment, providing a practical strategy for those looking to gradually build a precious metals portfolio over time.
Other Products & Services
While Investor Crate is best known for its subscription crates, the company offers several other services and product packages designed to meet diverse investment needs and preferences. Let’s delve into these offerings in more detail.
Understanding that investing in precious metals can be a daunting task for beginners, Investor Crate has created Starter Packs. These packs are designed to introduce individuals to the world of gold and silver investing in a simplified manner. Each Starter Pack contains a mix of different metals and types of products, providing an excellent overview of what precious metals investing entails.
The Starter Pack can include coins, rounds, or bars, depending on availability. The objective is to offer a hands-on experience and understanding of different types of precious metals products. For first-time investors, these packs provide an educational and low-risk way to begin their investment journey.
On the other end of the spectrum, for those seasoned investors looking to make significant investments in precious metals, Investor Crate offers Monster Packs. These packages contain larger quantities of gold or silver, often in the form of high-weight bars or coin tubes.
Monster Packs are an ideal choice for investors looking to bulk up their precious metals holdings quickly. While the upfront cost may be high, these packs often come at a lower premium per ounce compared to smaller purchases.
Fire Sale Deals
To further add value to their customer’s investment experience, Investor Crate periodically offers Fire Sale Deals. These deals feature limited quantities of precious metals products at discounted prices. The Fire Sale Deals could include overstock items, last year’s models, or products with minor imperfections.
These deals are time-sensitive and usually sell out quickly, making them an excellent opportunity for the alert and opportunistic investor. It’s a chance to snag precious metals at lower prices, potentially offering excellent value.
Investor Crate’s additional services and product packages offer a range of options for different investment needs. Whether you are a novice in the world of precious metals, a seasoned investor looking to make significant investments, or someone seeking an opportunistic purchase, Investor Crate has products and services tailored for you.
Top Reasons to Consider a Precious Metals Subscription Box
Precious metals investing has been a trusted wealth preservation method for centuries. While traditional purchasing methods are still prevalent, the concept of a precious metals subscription box like Investor Crate brings an innovative, modern twist to this investment approach. Here are several reasons why a precious metals subscription box could be a smart addition to your investment portfolio:
Simplified Investing Process
One of the primary advantages of a subscription box model is its simplicity. Investor Crate curates a selection of gold and silver products and delivers them straight to your doorstep. This service eliminates the need for constant market monitoring, product research, and dealing with multiple suppliers. With a subscription box, you can easily and systematically accumulate precious metals with minimal effort.
Regular and Consistent Investment
A monthly subscription box allows for consistent investment in precious metals. This system is an application of dollar-cost averaging, a strategy in which you invest a fixed amount at regular intervals, irrespective of the price. Over time, this method can reduce the impact of short-term price volatility, as you buy more when prices are low and less when prices are high, potentially resulting in a lower average cost per unit.
Subscription boxes typically include a variety of coins, rounds, and bars. This diversity can introduce an element of surprise and excitement, as you’ll get different items each month. Additionally, this variety can help diversify your precious metals portfolio, as the products come from various mints and refineries around the world.
Tangible Asset Ownership
Investing in a subscription box means investing in physical precious metals that you own outright. These tangible assets can serve as a hedge against inflation and economic uncertainties, offering a safety net that paper investments or digital assets cannot provide.
For novice investors, a subscription box can be an excellent educational tool. By receiving and examining different products each month, you can learn about various types of precious metals, their purities, and the mints that produce them. This experience can provide invaluable insights into the precious metals market.
Flexible and Customizable
Investor Crate and similar services offer a range of subscription options to suit different budgets and investment preferences. Whether you want to focus on gold, silver, or a mix of both, you can choose a crate that fits your needs. You can also adjust your subscription level as your financial situation changes, providing a level of flexibility not always found in traditional investment methods.
How Much Do They Cost Per Month?
Investor Crate’s subscription costs can range from as low as $50 to as high as $2000 per month, depending on the crate type and your budget. This makes it a viable option for a broad spectrum of investors, from those with a modest budget to high-net-worth individuals.
Ratings & Reviews
As of this writing, Investor Crate boasts an excellent rating on Trustpilot, a well-regarded review site. This reflects the overall positive customer experiences with the company and its products.
What Customers Are Saying
Customers typically appreciate Investor Crate’s ease of use, excellent customer service, and the variety and quality of the products they receive. Some have highlighted the excitement of unboxing their monthly crate, not knowing what new additions to their collection await.
Here are a few reviews we pulled from TrustPilot and wanted to share here…
My order arrived right on schedule. The company communicates quickly with me. I feel that the price I am paying for the silver is very fair!
My journey with InvestorCrate has been excellent. Started out with a combo starter pack which was awesome and decided to subscribe. This is month 6 or 7 for me and im really enjoying it. Prices are very good and variety is good as well.
Very fair market value on the Gold and Silver products they send out in their crates and I truly wish I knew about them earlier. I signed up recently for their subscription service after receiving one of their crates as a gift. Very cool idea, very fun to receive and I am looking forward to building my stack.
Investor Crate Pros & Cons
Like any investment platform, Investor Crate has its advantages and disadvantages.
- Hassle-free accumulation of physical precious metals
- Provides an element of surprise and novelty each month
- Dollar-cost averaging reduces the impact of short-term price fluctuations
- Diversified offerings to suit different investment preferences
- Transparent pricing with no hidden fees
- You don’t have control over the specific items you receive
- The cost of convenience can be higher than buying directly from a dealer
- Physical storage and insurance can be a concern for large investors
Investor Crate offers a unique and convenient way to accumulate precious metals. With its range of offerings and monthly subscription model, it caters to various investor preferences and budgets. The company’s transparent pricing, excellent customer service, and overall positive customer experiences further bolster its standing as a worthwhile consideration for precious metals investing.
However, as with any investment, it’s crucial to conduct thorough research and consider your individual financial goals and risk tolerance.
If the convenience, variety, and novelty of a subscription model appeal to you and align with your investment strategy, Investor Crate could be an excellent addition to your portfolio.