Disclaimer: Bluehillresearch.com is a reader-supported site. We may earn a commission if you click on links and make a purchase. Opinions are 100% our own, and shouldn’t be considered as financial advice.
Last Updated on December 23, 2023
Precious metals, and in particular, gold, have long been considered a strong and reliable store of value. In times of economic uncertainty, precious metals often stand as an investment choice that provides stability and hedge against inflation.
For many, the process of buying and storing physical gold may seem daunting. However, the emergence of monthly gold subscription services has made the investment process simpler, more convenient, and accessible to many who would otherwise find the process overwhelming.
This article provides an in-depth look into the world of monthly gold subscriptions, highlighting the top three services available today: Acre Gold, Investor Crate, and Bullion Box.
What is a Monthly Gold Subscription?
A monthly gold subscription is a service where you pay a set fee every month to receive a certain amount of gold. It is akin to a savings plan, where instead of saving money in a bank, you convert your savings into a physical asset — gold. The amount of gold you receive each month depends on your subscription level and the current market price of gold.
These services often provide options for home delivery or secure storage, depending on your personal preference. Monthly gold subscriptions have made it possible for a broader range of people to incrementally invest in gold without the need to make large, one-off purchases.
Top 3 Monthly Gold Deliveries
1. Acre Gold
Highlights of the service:
- Subscription levels starting at $50 per month
- Delivery of a 2.5g gold bar once the value of your savings reaches its cost
- Free shipping and insurance
- Cancel anytime policy
- User-friendly platform
Acre Gold (read review) offers a straightforward approach to investing in gold. Their subscription model is simple: once your monthly contributions reach the price of a 2.5g gold bar, the company sends you one. There is a level of predictability with Acre Gold that many investors find comforting. The platform is user-friendly, offering a convenient way to manage your account and keep track of your gold savings.
While Acre Gold primarily deals with gold, they occasionally offer other precious metals, giving subscribers a chance to diversify their precious metals portfolio. What sets Acre Gold apart is their focus on affordability, allowing customers to start investing with as little as $50 per month, opening up the world of gold investment to many who would otherwise find the upfront costs prohibitive.
2. Investor Crate
Highlights of the service:
- Multiple crate options, including Gold Crate, Silver Crate, and Mixed Crate
- Crate values ranging from $50 to $2000
- Free shipping in the U.S
- Simple cancellation policy
- Versatile investment options
Investor Crate (read review) offers a range of subscription options, allowing subscribers to tailor their investments to their preferences. Whether you’re exclusively interested in gold or would like to diversify with silver or a mix of both, Investor Crate has an option for you.
The company’s approach to gold subscriptions is based on dollar-cost-averaging, a common investment strategy that involves making regular investments of the same amount, irrespective of the asset’s price. This method can help mitigate the impact of price volatility in the gold market. Their monthly deliveries are not only a form of investment but also an exciting unboxing experience, with packages meticulously curated and presented.
3. Bullion Box
Highlights of the service:
- Diverse packages including Bullion Box, Constitutional Silver, Gold, Platinum, and Palladium Box
- Subscription levels starting at $100 per month
- Secure and insured delivery
- Diverse selection of precious metals
- Personalized customer service
Bullion Box (read review) is renowned for its diverse offerings and highly personalized customer service. Their subscription boxes come in various options, including exclusive boxes for gold, silver, and other precious metals like platinum and palladium. This makes Bullion Box an ideal choice for investors looking to diversify their precious metals portfolio.
Bullion Box places a strong emphasis on education, offering a wealth of information to subscribers to help them make informed investment decisions. This is supplemented by their exceptional customer service, where each subscriber is assigned a personal representative to assist with any queries or issues.
Other Precious Metals Available by Subscription
While gold remains the premier choice for many investors due to its long history as a store of value, there are other precious metals that can add diversification to your investment portfolio. Many monthly subscription services cater to a broader spectrum of precious metals, including silver, platinum, and palladium. Let’s delve deeper into these alternatives to provide a better understanding of their value in the investment landscape.
Silver holds a distinct place in the precious metals market. It’s often considered “the everyman’s metal” due to its affordability relative to gold. This makes it an appealing entry point for novice investors looking to start a tangible precious metals portfolio without a hefty initial investment. Silver is also used extensively in various industries, including electronics, medicine, and renewable energy, which could potentially influence its market price positively in the future.
Investor Crate and Bullion Box are examples of services offering silver subscriptions, providing various packages that cater to different budget levels. Silver’s lower price point allows for the accumulation of a more significant physical quantity over time, adding an extra dimension to your investment.
Platinum and Palladium Subscriptions
Platinum and palladium are part of the platinum group metals (PGMs) known for their rarity, high melting points, and unique catalytic properties. These metals are used extensively in the automotive industry for emission control devices and are increasingly used in other industries like electronics and jewelry.
Bullion Box is a service offering subscriptions for platinum and palladium, providing investors an avenue to diversify their portfolios with these less common but valuable metals. Investing in these metals can be a higher-risk, higher-reward venture, as their prices can be more volatile due to their industrial applications and limited supply.
Mixed Metal Subscriptions
Some services offer mixed metal subscriptions that provide a blend of different precious metals in one package. This is an excellent option for those looking to diversify their portfolio across multiple metals. Investor Crate, for instance, offers a ‘Mixed Crate’ subscription that includes a combination of gold, silver, and sometimes other precious metals. These mixed subscriptions offer a balanced approach to precious metals investing, spreading the investment and potential risk across different metals.
In conclusion, monthly precious metal subscriptions aren’t limited to gold. By exploring silver, platinum, and palladium subscriptions, or even opting for a mixed metals subscription, investors can diversify their holdings, spread their risk, and potentially uncover new avenues for investment growth. As with all investments, understanding the market dynamics, supply and demand factors, and your personal risk tolerance is crucial before venturing into these alternative precious metal subscriptions.
Pros and Cons of a Gold Subscription Service
- Affordability: Gold subscriptions allow for incremental investment over time, making the otherwise expensive asset more affordable.
- Convenience: The gold is delivered to your doorstep or stored securely on your behalf.
- Discipline: Regular subscriptions instill a disciplined saving habit.
- Diversification: Subscription services often offer multiple metals, helping diversify your investment portfolio.
- Premiums: Subscribers may pay premiums above the spot price of gold.
- Limited liquidity: It can take time to build up a significant investment.
- Risk of provider insolvency: Like any business, there’s a risk the provider could go out of business.
- Shipping and storage risks: Although most providers offer insured delivery and secure storage, risks still exist.
Final Thoughts: Is a Precious Metals Subscription Right for You?
A monthly gold subscription service can be an excellent choice for those looking for a disciplined and affordable way to accumulate precious metals over time. It’s a convenient and straightforward approach that brings the world of gold investment to your doorstep.
However, like all investment options, it’s not without its risks and considerations.
Before embarking on a gold subscription, consider your financial goals, risk tolerance, and investment strategy. If you’re looking for an affordable, disciplined, and simple way to add gold or other precious metals to your portfolio, then a gold subscription may well be worth considering.
Remember, as with all investments, it’s important to do your research and consider seeking advice from a financial advisor.