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Last Updated on December 8, 2025
Goldco, a leading precious metals dealer and IRA (Individual Retirement Account) provider, has grown in popularity as an option for those seeking to protect their wealth with tangible assets.
This review will take an in-depth look at the company, its services, and its reputation, providing insight into whether Goldco is a suitable choice for your precious metalas needs.
In this Goldco review we will cover various aspects of the company, including its pros and cons, services offered, pricing and fees, user reviews, and more.
Before we get started, if you interested in learning more about buying precious metals, and the easy 3-step process for opening a gold IRA, get Goldco’s free gold IRA kit below:
Goldco Pros and Cons
Pros
- Specializes in gold and silver IRAs, providing expertise in this niche
- Highly rated by customers and has a strong reputation within the industry
- Offers a variety of precious metals options
- Provides a knowledgeable and helpful customer service team
- Offers an incentive in the form of free silver when opening a qualifying IRA account
Cons
- May not be ideal for those looking for short-term growth
What is Goldco Precious Metals?
Goldco has some of the highest marks across the industry for customer service and integrity, including an A+ Rating from the Better Business Bureau.
- A+ Rating from Better Business Bureau
- AAA Rating from Business Consumer Alliance
- Easy 3-Step Process to Get Started
"The crew at Goldco are professional and accommodating, extremely helpful and very easy to work with. My service rep, Tony Pino, was always available and willing to answer/explian any questions. Highly recommend them." -Mark G.
Goldco is a U.S.-based company specializing in precious metals and retirement solutions. Founded over a decade ago by Trevor Gerszt, Goldco focuses on helping customersdiversify their portfolios with gold and silver assets.
The company offers various services, including gold and silver IRAs, direct purchases of precious metals, and educational resources for customers.
What Services Do They Offer?
Goldco provides several services to cater to customer needs:
- Precious Metals IRA: Goldco specializes in helping customers set up gold and silver IRAs, which are self-directed retirement accounts that hold precious metals assets. These IRAs provide a tax-advantaged way to buy gold and silver, helping customers protect their wealth from economic uncertainties and inflation.
- Direct Precious Metals Purchases: Goldco allows customers to purchase gold and silver coins and bars directly, which can be shipped to their homes or stored in a secure vault.
- Educational Resources: Goldco offers educational resources such as guides, webinars, and blog posts to help customers make informed decisions.
Precious Metals IRA
A precious metals IRA is a type of self-directed IRA that allows customers to hold physical gold, silver, platinum, or palladium as assets.
These accounts offer the same tax advantages as traditional IRAs, but with the added benefit of diversifying your portfolio with tangible assets.
Goldco specializes in gold and silver IRAs, offering a range of approved coins and bars.
How Their Gold IRA Process Works
Setting up a gold or silver IRA with Goldco involves the following steps:
- Request a free Goldco IRA guide: Goldco provides a comprehensive guide that explains the benefits of a precious metals IRA and how to set up an account.
- Contact Goldco: Get in touch with a Goldco IRA specialist who will guide you through the account setup process.
- Open a self-directed IRA: Goldco will help you choose an IRS-approved custodian to set up your self-directed IRA.
- Fund your account: Transfer funds from your existing retirement account or make a direct contribution to your new self-directed IRA.
- Choose your precious metals: Work with a Goldco specialist to select the gold and silver products that best fit your needs.
- Store your metals: Goldco will help you arrange for the secure storage of your precious metals in an approved depository.
Is a Precious Metals IRA a Smart Choice?
A precious metals IRA can be a smart choice for people, depending on their financial goals, risk tolerance, and personal preferences. Here are some factors to consider when deciding whether a precious metals IRA is right for you:
- Diversification: A precious metals IRA can help diversify your portfolio by adding tangible assets like gold, silver, platinum, or palladium. These assets tend to have a low correlation with traditional assets like stocks and bonds, which may help reduce overall portfolio risk.
- Inflation hedge: Precious metals, particularly gold and silver, are often viewed as a hedge against inflation. As the value of paper currencies decreases over time due to inflation, precious metals tend to retain their purchasing power, protecting people’s wealth.
- Economic uncertainty: Precious metals are considered a safe-haven during times of economic uncertainty or market volatility. People often turn to gold and silver as a store of value when other assets are underperforming.
- Long-term perspective: A precious metals IRA is generally more suitable for people with a long-term goal, as the value of precious metals can fluctuate significantly over short periods. People should be prepared to hold these assets for several years to benefit from their potential appreciation.
However, it is essential to remember that a precious metals IRA may not be suitable for everyone. Some of the potential drawbacks include:
- Limited liquidity: While precious metals can be sold relatively quickly, the process of liquidating a precious metals IRA can be more complex and time-consuming compared to traditional IRAs holding financial assets like stocks or bonds.
- Storage and insurance costs: Precious metals held in an IRA must be stored in an approved depository, which typically involves storage and insurance fees. These costs can add up over time and may offset some of the potential gains from buying precious metals.
- No guarantee of returns: Like any asset, there is no guarantee that the value of precious metals will increase over time. People should carefully consider their risk tolerance and objectives before buying a precious metals IRA.
Ultimately, whether a precious metals IRA is a smart choice for you depends on your unique financial situation and goals.
It’s essential to consult with a financial advisor before making any significant decisions to ensure that a precious metals IRA aligns with your overall retirement strategy.
BBB Rating and User Reviews
Goldco has an A+ rating from the Better Business Bureau (BBB), indicating a high level of customer satisfaction and a commitment to resolving any issues that may arise.
The company also boasts a 4.8 out of 5-star rating on Trustpilot, with numerous positive reviews praising the company’s customer service, knowledge, and assistance throughout the process.
Complaints?
While the majority of Goldco’s customer reviews are positive, some customers have expressed concerns about the lengthy account setup process or confusion regarding specific fees.
However, these complaints seem to be isolated incidents rather than systematic issues with the company.
Goldco Lawsuit?
There is no public record of any significant lawsuits against Goldco at the time of writing this review. The company’s strong reputation and commitment to customer satisfaction have helped it maintain a clean legal record.
Does Goldco Offer Free Silver?
Yes, Goldco offers an incentive program for customers who open a new precious metals IRA account.
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Under this program, Goldco provides up to $10,000 worth of free silver*, depending on the amount of gold and silver purchased in the new IRA. This offer serves as an additional benefit for customers looking to diversify their portfolios with precious metals.
Learn more about Goldco’s free silver offering here.
Who Owns Goldco?
Goldco was founded by Trevor Gerszt over a decade ago. Trevor Gerszt is the CEO and owner of the company, overseeing its operations and ensuring that it continues to provide high-quality services and products to customers interested in precious metals.
With his leadership, Goldco has grown to become a respected and trusted player in the gold and silver IRA market.
Is Goldco Legit?
Yes, Goldco is a legitimate precious metals company with a strong reputation in the industry. As we’ve already outlined — Founded over a decade ago, Goldco specializes in gold and silver IRAs and direct purchases of precious metals. The company has an A+ rating from the Better Business Bureau (BBB) and a 4.8 out of 5-star rating on Trustpilot, reflecting a high level of customer satisfaction.
Goldco is also a member of several industry associations, including the American Numismatic Association (ANA), Industry Council for Tangible Assets (ICTA), and Professional Numismatists Guild (PNG), which further validates its credibility in the precious metals market.
While no asset is without risk, Goldco’s strong reputation and transparent business practices make it a legitimate and reliable choice for people seeking to diversify their portfolios with precious metals.
Summary
Goldco is a reputable and reliable precious metals company that specializes in gold and silver IRAs. Its strong industry reputation, knowledgeable customer service team, and range of precious metals products make it an attractive option for those looking to protect their wealth with tangible assets.
The company offers various services, including setting up precious metals IRAs, direct purchases of gold and silver, and providing educational resources to help customers make informed decisions. While some customers have experienced minor issues with the account setup process or fees, the overall feedback on Goldco is overwhelmingly positive.
With competitive pricing, a strong BBB rating, and an incentive program for new IRA customers, Goldco is worth considering for those interested in diversifying their portfolios with precious metals.
However, it is crucial to understand that buying gold and silver may not be suitable for everyone, particularly those looking for short-term or speculative purchases. Always consult with a financial advisor before making any significant decisions.
*Applies only to qualified orders. Get up to 5% back in FREE Silver when you purchase $50,000 – $99,999. Get up to 10% in FREE Silver when you purchase $100,000 or more. Cannot be combined with any other offer. Additional rules may apply. Contact your representative to find out if your order qualifies. For additional details, please see your customer agreement. Goldco does not offer financial or tax advice.
